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Invest in secured, first ranking deposits.

Fisher & Paykel Finance Limited and its guaranteeing subsidiary have a long and successful history in New Zealand. A large part of their success can be attributed to staying focused on point of sale consumer finance business, which has been a predominant business activity of the group since 1985.

We would like you to have the opportunity to share in this success through an investment in our secured first ranking deposits. We have a long-term issuer credit rating of BB- (Outlook Stable) from Standard & Poor’s Rating Services.


26 May 2017

Notice pursuant to clause 68 of schedule 2 of the Financial Markets Conduct Regulations 2014

This notice is given in relation to Fisher & Paykel Finance Limited's (FPF) secured Deposits that are issued pursuant to a product disclosure statement dated 4 November 2016, as previously supplemented by the supplementary documents dated 12 February 2017, 23 March 2017, 5 May 2017 and 26 May 2017.

FPF gives notice under clause 68 of schedule 2 of the Financial Markets Conduct Regulations 2014 (Regulations) that Standard & Poor's has lowered FPF’s credit rating from BB to BB-.  On 22 May 2017, Standard & Poor’s announced that it was lowering their long-term issuer credit rating on 23 Australian financial institutions by one notch each on the basis that the economic risks facing all financial institutions operating in Australia are rising due to recent strong growth in private sector debt and residential property prices.  This included its rating of FPF reflecting Standard and Poor’s opinion that the group credit profile of FPF’s ultimate parent company FlexiGroup Limited has weakened due to increased economic risks, similar to those faced by other Australian financial institutions.
Standard & Poor’s has also revised the outlook on FPF’s credit rating from negative to stable, and as such our overall rating is now BB- (Outlook Stable).

A credit rating is an independent opinion of the capability and willingness of an entity to repay its debts (in other words, its creditworthiness).  It is not a guarantee that the financial product being offered is a safe investment.  A credit rating should be considered alongside all other relevant information when making an investment decision.

For further information, please see http://www.flexicards.co.nz/index.php/invest or contact: 0800 65 10 10



Apply now

Fisher & Paykel Finance Limited is a long established business with a proud and successful history. Our Product Disclosure Statement as supplemented has been lodged with the Registrar of Financial Service Providers. Please call or email for a Product Disclosure Statement and Application Form, alternatively you can download one here.

Phone: 0800 65 10 10
Email: fpf@computershare.co.nz


^Please note that our Rates Calculator is only a guide and is not intended to offer any financial advice. Fisher & Paykel Finance Limited is not to be held liable for any direct, special, incidental, indirect or consequential damages or monetary losses of any kind arising out of, or in connection with the use of this Rates Calculator. Please speak to an independent financial advisor for professional guidance.