Long Term Finance

Q Card and Q MasterCard® give you access to Long Term Finance* in-store at 1,000’s of retailers around New Zealand including JB Hi-Fi, Flight Centre, Michael Hill and Lumino the Dentists.

Check out the Store Finder on the Q Card website to see where you can take up a Long Term Finance Deal.


*A minimum purchase amount may be required.  Annual Account fee of $50 applies.  New Cardholder fees – $55 Establishment. Existing Cardholder fee – $35 Advance. Available on Flexi Payment and Fixed Instalment Plans.  For interest free only deals, monthly payments may be required throughout interest free period.  Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of payment holiday or interest free period.  Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.