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Providing finance to New Zealanders for over three decades.

Since its establishment in 1973, we have provided specialist financial services to our merchants and other retailers - enabling them to deliver competitive finance plans to consumers.

Here are some of the key dates in our evolution:


FlexiGroup purchase: FlexiGroup (New Zealand) Limited acquired Fisher & Paykel Finance Holdings Limited (FPFHL) from Fisher & Paykel Appliances Holdings Limited in March 2016.

Q MasterCard® launched offering breathing space all around the globe.

FPFHL sold Equipment Finance Limited to Flexi Group in May 2016 and it was amalgamated into Flexi Group (New Zealand) Limited

Farmers Finance Card started being accepted online at Farmers.co.nz



A restructuring of the Charging Group for Fisher & Paykel Finance Limited was undertaken with the launch of the Q Card Trust securitisation.

Q Card started accepting online transactions from Merchant Partners.


The Executive team was re-structured with Managing Director Alastair MacFarlane retiring after 23 years of service and Greg Shepherd being appointed as Chief Executive Officer.

CISL became a licensed insurer under the new prudential supervision regime.


Haier makes a successful takeover bid for Fisher & Paykel Appliances Holdings Limited (FPAHL). FPAHL becomes a privately owned company and is delisted from NZX and ASX. Read more here.


Q Card is re-launched with a new look card and a new TV commercial.


Fisher & Paykel Finance Limited has a guarantee under the New Zealand deposit guarantee scheme. This Scheme ceased in 2011.


Q Card is launched – an innovative revolving credit product that gives cardholders the opportunity to use pre-approved credit for purchases in a wide range of popular stores.


Fisher & Paykel Finance Group formed an alliance with Pascoes the Jewellers, which involved the Fisher & Paykel Finance Group acquiring the finance and insurance business of The Farmers Trading Company.


Insurance introduced to provide consumer purchase protection and extended warranty.


One of the first finance companies to support ‘Interest Free’ promotions into the mainstream as a payment option for consumers.


Consumer Finance Corporation Ltd changed its name to Fisher & Paykel Finance Limited, and became the principal company in the Fisher & Paykel Finance Group.


CAS (Customer Approval System) is launched – pioneering ‘on the spot’ online point-of-sale credit approval in retail stores.


Consumer Finance Corporation Ltd the principal company in a joint venture with Feltex Finance becomes a wholly owned company in the Fisher & Paykel Group.


CFC Rentals Ltd was formed (and changed its name to Equipment Finance Ltd in 1991) to support the sale of Panasonic office automation products (Fisher & Paykel then had the New Zealand distribution rights for Panasonic and National products).


F&P Dealer Rentals became wholly owned by what is now Fisher & Paykel Finance Limited. The company was the third largest TV rental company in New Zealand.


The finance business began with its primary activity of renting televisions to New Zealanders under the name of F&P Dealer Rentals Limited (a dealer Co-operative).